If you are here, then it probably means you are carrying debt and feel like you shold be able to do something about it on your own. The good news is you probably can, but getting some reference material to help you on your way is good advice. Check out the following titles regarding getting out of debt and credit repair. Just reading a chapter a night could spell debt freedom quicker that you first thought.

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Debt Free Forever - Gail Vaz-oxlade

From www.gailvazoxlade.com:

I’ll warn you now, anyone who buys this book with the intent of working through the process of becoming Debt-Free Forever will have to bust his or her cute little patootie to make it happen.

If taking control of your money and your life is really important, there’s no doubt in my mind that you’ll find a way to do it. We human beings are remarkably resilient and incredibly stubborn when we set our minds to something. Sometimes we need a little help getting focused. Sometimes we need some help figuring out what the steps should be. If that’s all a body needs, Debt-Free Forever will guide you through the process.

Looking for an easy solution to your money mayhem? Don’t buy this book. You’ll be disappointed. For while the process is simple, there’s nothing easy about it. It’s tough going. And it takes real stamina and determination to get to Debt-Free Forever. Some people just aren’t ready yet. When you are, the book will still be here.

Credit Repair Kit For Dummies - Steve Bucci

Product Description:

Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to:

• Take charge of your credit
• Get help from credit counselors
• Request copies of your credit report
• Know how to interpret your credit report and credit score
• Avoid foreclosure
• Communicate with collectors, lawyers, and the courts
• Manage medical debt
• Safe-guard your identity

Plastic Planet: The Coming Global Credit Card Meltdown - Kathryn A. Jones

Product Description:

Last year, mortgage-driven debt brought the world to its knees: next year, credit card debt will do it again. The days of easy credit have created a planet of plastic addicts: people of all kinds who continue to live beyond their means, using unpaid credit card debt to pay even for the bare essentials. The worsening economy has forced many households to incur even greater credit card debt, just as card interest rates have soared. This is placing an unsustainable burden on individual consumers, as well as the overall economy. It’s a looming disaster. Washington has just noticed, and is attempting to stem the crisis, but its actions are shaping up as too little and too late, as consumers default in growing numbers and financial institutions gasp for air in their wake. In, veteran journalist Kathryn Ann Jones dissects the cause and effect of what is shaping up to be the next global economic meltdown. Jones combines the stories of real people with a compelling history of how we got here: how the credit card industry spiraled out of control, how it has fought meaningful reform, and what it will take for individuals and societies to “kick the credit habit” without triggering a new economic depression at the same time. If you hold a dime of credit card debt – or if you’re struggling to stay above water and invest in the future – you can’t afford not to read Plastic Planet.